Live Demo: Explore SmartES Banking — see the full CEO, Treasury & Compliance dashboards

Built for Nigerian Banks · CBN Regulation Ready

Automate Your Bank's
Entire Operation

SmartES Banking gives every Nigerian bank a complete management platform — from CEO oversight to branch performance, treasury, and compliance.

Instant registration, no approval wait
Shariah-compliant modules included
Role-based access for every department
99.9%
Uptime
CBN
Regulation Aligned
5
Role Dashboards
AI
Intelligence Built-in

Platform Features

Everything your bank needs

One platform. Every department. All the data that matters.

Executive Dashboard

Real-time view of CAR, ROA, ROE, NPL ratios, and Shariah compliance score. Everything a CEO needs at a single glance.

AI Intelligence Hub

Predictive analytics that forecast revenue, detect churn risk, and surface strategic recommendations — powered by machine learning.

Treasury Management

Live monitoring of liquidity, Sukuk holdings, FX positions, and investment yields — all in one treasury command centre.

Compliance Automation

Automated Shariah audit trails, KYC/AML workflows, Zakat tracking, and CBN report generation. Reduce manual compliance work by 80%.

Branch Network

Monitor every branch's revenue, customer count, and efficiency score. Each branch manager sees only their own data — nothing more.

Role-Based Access Control

Five distinct roles ensure every staff member sees exactly what they need — and nothing they don't. Secure by design.

How It Works

Your bank, live in minutes

From registration to full operations — simple, fast, and secure.

01

Register Your Bank

Complete the form with your bank name, type, CBN license, RC number, and IT Admin details. Your account is activated instantly — no waiting.

02

Add Your Team

Your IT Admin logs in and creates accounts for each employee, assigning them a role. The system generates a secure OTP per employee.

03

Employees Set Their Password

The admin shares the OTP with each employee. They log in once with the OTP, set their own password, and they're in — no IT help needed again.

04

Everyone Gets Their Dashboard

Each role sees a tailored dashboard — the CEO sees the full picture, the branch manager sees only their branch. Right data, right person.

Testimonials

Trusted by banking professionals

Hear from the bankers already using SmartES Banking every day.

"

As CEO, I now have a real-time view of our CAR, ROE, branch performance, and AI forecasts — all in one dashboard. This is exactly what Nigerian banking needed.

EO
Emeka Okafor
Chief Executive Officer · Rivers United Commercial Bank
"

Our compliance team used to spend three days preparing Shariah audit reports. With SmartES Banking, we do it in under two hours. The automation is industry-changing.

FH
Fatima Hussain
Head of Compliance · Al-Barakah Microfinance Bank
"

Registration took less than five minutes. Our IT Admin had the whole team onboarded the next morning using the OTP system. Incredibly smooth process.

CN
Chukwuemeka Nwosu
IT Administrator · Delta Bridge Microfinance Bank

FAQ

Common questions

Everything you need to know before getting started.

Yes. The platform tracks Capital Adequacy Ratio, NPL ratios, liquidity requirements, and generates compliance-ready reports. Islamic/Non-Interest banking modules (Murabaha, Sukuk, Zakat) are fully included.

Ready to modernise
your bank's operations?

Join Nigerian banks already using SmartES Banking to automate workflows, manage compliance, and empower every department with the right data.

Questions? support@smartes.com.ng